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Water damage cost calculator.

Mitigation, remediation, and content pack-out cost ranges by damage type and scope. Homeowner planning ballpark only - RestoreWright carrier scopes use a different estimating path and will not match these totals.

Additional factors
Your estimateCategory 1 (clean water)
Category 1 (clean water)Class 2-3 (significant absorption)~11 day project
400
Affected sqft
2
Rooms affected
$3,200
Est. low total
$6,000
Est. high total
Emergency mitigation$1,200 - $2,400
Remediation & rebuild$2,000 - $3,600
Estimated total loss$3,200 - $6,000

Not a carrier scope and not Verisk/Xactimate. Planning estimate only. Actual scope depends on moisture readings, materials affected, and local labor rates. A certified assessor confirms with an on-site inspection.

Restoration contractor? Build adjuster-ready scope of loss reports.
RestoreWright builds scope-of-loss documents with line items and photos you can edit before sending to the carrier - not a Verisk/Xactimate replacement.
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Common questions

What is the difference between water damage categories?

Category 1 (clean water) is from a burst pipe or supply line. Category 2 (gray water) comes from appliances, dishwashers, or toilets without solids. Category 3 (black water) is sewage, floodwater, or water contaminated with chemicals - the most expensive to remediate due to full material removal requirements.

How much does water damage restoration cost?

Category 1 damage in a single room typically runs $3,000-$7,000 for mitigation and remediation combined. Category 3 (sewage) damage to the same area can run $8,000-$18,000 due to the complete material removal required. Large-scale floods routinely exceed $40,000-$80,000 on a full home.

Does homeowners insurance cover water damage?

Most policies cover sudden and accidental water damage (burst pipes, appliance failures) but exclude gradual leaks, flooding, and sewer backup unless you have a rider. Document everything with photos and a written scope before cleanup begins - carriers can deny claims that lack proper documentation.